| AREA AGENCY ON AGING (AAA): PSA 10-A Area Agency on Aging plans, coordinates and advocates for services to meet the needs of the persons aged 60 and over residing in Cuyahoga, Geauga, Lake, Lorain and Medina Counties. One of twelve area agencies designated by the Ohio Department of Aging to provide federal and state funds for older adult services in Ohio, PSA 10-A plans and contracts for services for seniors in the northeastern Ohio area. |
ADULT CARE FACILITY (ACF): A licensed housing facility which provides accommodations and supervision for 3 - 16 unrelated adults, at least three of whom are provided personal care services. Facilities are licensed in the State of Ohio by the Ohio Department of Health.
Adult Family Home: An adult care facility (AFC) which provides accommodations to 3 - 5 unrelated adults, supervision, and personal care services to at least three individuals.
Adult Group Home: An adult care facility (ACF) which provides accommodations to 6 - 16 unrelated adults, supervision, and personal care services to at least three individuals. |
| ADULT FOSTER HOMES: A residence which will provide accommodations, supervision and personal care services to 1 - 2 unrelated adults. Adult Foster Homes will be certified by the Area Agency on Aging in those counties under its jurisdiction, in accordance with rules for certification established by the Ohio Department of Aging. |
| ASSISTED LIVING: A marketing term used by a housing facility that may combine apartment-style living with supportive services, designed to help other adults live in an independent setting for as long as possible. Assisted living units include private bedrooms, cooking areas, bathrooms, lockable doors and individual temperature controls. Supportive services include: housing assistance, (meal preparaion, housekeeping, laundry, and transportation); personal care (assistance with walking, bathin and dressing); routine nursing services (administration of medications, special diets and certain dressing changes that may need to be provided within the current scope of the law allowing such provision of 120 days of skilled nursing services) service coordination, health monitoring and specialty providers. Facilities are licensed as Residential Care Facilities in the State of Ohio by the Ohio Department of Health. |
| BOARD & CARE: A broad term used around the country to describe a home which provides shelter and services to an unspecified number of residents, usually a private home operated by the owner; in contrast to a boarding house (room), board and care homes usually provide "care" for the residents; if personal care is provided to residents in Ohio the facility is required to be certified or licensed. |
| CONGREGATE: Independent rental housing facilities in which "hotel" services are included in the monthly rental fee and lease agreement. Services usually include a meal program served in a congregate setting with other residents, and may include housekeeping, laundry, transportation, and other services, but not supervision or personal care. |
| CONTINUING CARE RETIREMENT COMMUNITY (CCRC): An accreditation given to a retirement community that typically contains a number of different living arrangements from independent to skilled on one campus development. CCRC's often require the payment of an entrance fee or endowment in exchange for a promise of continuing care to the resident for prescribed period usually the life of the resident. CCRC's will arrange for nursing care or provide it on campus. |
| HOME EQUITY CONVERSION: A term referring to a variety of plans designed to help older homeowners use the equity in their homes without requiring them to move. The three main types of home equity conversions are: sale-lease-backs, reverse mortgages, and deferred payment loans. |
| HUD (U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT): Federal resources that provide information, funding, technical assistance and enforcement of federal housing development programs. Programs include rental assistance, mortgage insurance, Community Development Block Grant (CDBG), HOME, Section 202 (Elderly Housing), and others. |
| INDEPENDENT LIVING: Rental housing without services included in the rent; although services may be available to the residents at additional cost. Many independent living facilities offer amenities which are appealing to the older adults. |
| MHA OR PHA (METROPOLITAN HOUSING AUTHORITY OR PUBLIC HOUSING AUTHORITY): Operated by a board of directors appointed by local and state officials, MHA's receive funds from the federal and state governments to develop, manage and operate public housing and subsidized housing units within their jurisdiction. Public assistance, Social Security, SSI and retirement are the major sources of income for tenants occupying these units. |
| PERSONAL CARE SERVICES: Services including, but not limited to, assisting residents with activities of daily living; assisting residents with the self administration of medication; preparing special diets in accordance with the instructions of a physician or a licensed dietitian, other than complex therapeutic diets. If a facility provides one of these services, it shall be considered as providing personal care services. |
| RESIDENTIAL CARE FACILITY (FORMERLY KNOWN AS REST HOME): A facility licensed by the Ohio Department of Health to provide accommodations for 17 or more unrelated adults and personal care services for three or more of those residents; or accommodations and personal care services for three or more residents, and supervision of special diets of the administration of medication to at least one resident.* |
| RETIREMENT COMMUNITY: A grouping of housing facilities for older adults which includes multiple levels of living options, including: independent, congregate, personal assistance, and in some cases skilled nursing care. Residents may or may not pay an endowment fee to obtain services to suit their changing needs. Facilities are often arranged in a campus setting and are similar to CCRC's but lack the accreditation. |
| REVERSE MORTGAGE: An arrangement where a lender makes monthly payments to the homeowner in an amount based on the age and health of the homeowner, the term of the loan, and the value of the home. Payments may be for a set period or for as long as they live in the home; some plans also offer a line of credit so the homeowner can use the money only when they need it. In most plans, the homeowner retains title to the home, and need not repay any of the money until he/she moves or dies. |
| SECTION 8: A federal supplement program; applicants must be a family, or individual at least 62 years old or disabled. Income limits are set by HUD, but are generally 80 percent of the area median income. Eligible applicants must pay 30 percent of their monthly income towards housing expenses. Contact the local HUD office or the Public Housing Authority for additional information. |
